Can i get grants

If you have been a victim of a grant scam, you can file a complaint with the FTC. Contact your state consumer protection office if you have purchased a book or paid a fee to get grant information and are not satisfied. Government loans serve a specific purpose such as paying for education, helping with housing or business needs, or responding to an emergency or crisis. Loans are different than grants because recipients are required to repay loans, often with interest.

Ask a real person any government-related question for free. They'll get you the answer or let you know where to find it. Share This Page:. These programs may be able to help:. Grants are issued via states, which receive funding from the Department of Health and Human Services.

Each state sets its own eligibility requirements, including income levels. The Lifeline program offers discounted phone or internet service. You must meet certain eligibility requirements. Day care is a major expense for many families. The Child Care and Development Fund can help ease the burden for low-income families.

Administered by the U. Department of Health and Human Services, the fund gives states, territories and tribes money to distribute to families to help pay for child care. Grants are income-based and typically cover care for children under Find the Child Care and Development Fund contact for your state. It could be a long-forgotten deposit paid to a utility company, a lost savings bond, unclaimed life insurance benefits or an uncashed paycheck.

Depending on your needs and wants, applying for personal grants can provide a fresh start, alleviate stress, and improve circumstances.

The hardest part about applying for a personal grant is finding the applications. One of the most common situations where personal grants come in very handy is during times when money is tight or gone due to extenuating circumstances and additional cash flow is needed for things like health, school, and home improvements, for example.

Those who are ill, disabled, or out of work can also benefit from personal grants. People also use personal grants to pay off debt, pay for legal services, and a wide variety of other matters, including:. However, the competition is very high. There are merit-based college grants, too. Merit-based grants are awarded to students who demonstrate high levels of academic achievement, a commitment to community service, or excellent leadership skills.

To find merit-based grants for college, start by doing an online search for college grants in your home state. How to get grants for college Follow these steps when looking for college grants Fill out the FAFSA Both federal and state governments give out college grants.

This allows colleges to determine how much financial aid you qualify for. Financial aid helps students and their families pay for college by covering educational expenses. Grants, work-study, and federal student loans can all be part of your financial aid package from a school. Your family's tax returns are needed to complete the FAFSA, so you should set aside time to gather those documents before you start the application. Read your financial aid offer After you fill out your FAFSA, you'll receive financial aid offers from the colleges that accepted you.

Your offers will tell you if you're eligible for any college grants, among other types of financial aid, like scholarships, work-study, and federal student loans. You don't need to accept every piece of financial aid that's offered to you. Free money tip Want to pay less for college?

Covering college costs with grants Generally, your school will pay out your grant money in at least two payments called disbursements. Learn about specific college grants for students Federal Pell Grants are usually awarded only to undergraduate students.